57 lines
2.1 KiB
Markdown
57 lines
2.1 KiB
Markdown
# `zfin analysis`
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Break your portfolio down by asset class, sector, geography, account,
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and tax type.
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```
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Usage: zfin analysis [FILE]
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```
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Renders a bar breakdown along five axes, plus an umbrella-exposure
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estimate. The Asset Category / Sector / Geographic axes use
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[`metadata.srf`](../config/metadata-srf.md); the Tax Type axis uses
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[`accounts.srf`](../config/accounts-srf.md). Unclassified holdings and
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unmapped accounts are shown as such.
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## Example
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```bash
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ZFIN_HOME=examples/pre-retirement-both zfin analysis
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```
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```
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Asset Category
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Equity ██████████████████████████▋ 89.2% $1,233,151.30
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Fixed Income ██ 7.0% $96,922.00
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Cash █▏ 3.8% $53,064.51
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By Tax Type
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Traditional (Pre-Tax) █████████████████▋ 58.9% $815,290.06
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Taxable ██████▍ 21.6% $299,010.60
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Roth (Post-Tax) █████ 16.9% $233,732.95
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HSA (Triple Tax-Free) ▊ 2.5% $35,104.20
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Umbrella exposure
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Total liquid: $1,383,137.81
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Shielded (retirement accounts): $1,084,127.21
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Exposed (taxable + non-shielded pre-tax): $299,010.60 (21.6%)
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```
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The umbrella block's shielded/exposed split can be overridden per
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account with `shielded:bool:false` in `accounts.srf`.
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One account can contribute to several **By Tax Type** rows. An account
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with [`tax_mix_*`](../config/accounts-srf.md#mixed-tax-treatment)
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carve-outs -- a 401(k) whose single reported balance lumps pre-tax and
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Roth money together -- is apportioned across types by weight rather
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than landing wholly on its `tax_type`.
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## See also
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- [Read your portfolio](../../guides/read-your-portfolio.md#analysis-allocation-breakdowns)
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- [Classify your holdings](../../guides/classify-holdings.md) / [Map your accounts](../../guides/set-up-accounts.md)
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- [`review`](review.md) / [`exposure`](exposure.md)
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---
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[CLI command reference](index.md)
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