2.1 KiB
2.1 KiB
zfin analysis
Break your portfolio down by asset class, sector, geography, account, and tax type.
Usage: zfin analysis [FILE]
Renders a bar breakdown along five axes, plus an umbrella-exposure
estimate. The Asset Category / Sector / Geographic axes use
metadata.srf; the Tax Type axis uses
accounts.srf. Unclassified holdings and
unmapped accounts are shown as such.
Example
ZFIN_HOME=examples/pre-retirement-both zfin analysis
Asset Category
Equity ██████████████████████████▋ 89.2% $1,233,151.30
Fixed Income ██ 7.0% $96,922.00
Cash █▏ 3.8% $53,064.51
By Tax Type
Traditional (Pre-Tax) █████████████████▋ 58.9% $815,290.06
Taxable ██████▍ 21.6% $299,010.60
Roth (Post-Tax) █████ 16.9% $233,732.95
HSA (Triple Tax-Free) ▊ 2.5% $35,104.20
Umbrella exposure
Total liquid: $1,383,137.81
Shielded (retirement accounts): $1,084,127.21
Exposed (taxable + non-shielded pre-tax): $299,010.60 (21.6%)
The umbrella block's shielded/exposed split can be overridden per
account with shielded:bool:false in accounts.srf.
One account can contribute to several By Tax Type rows. An account
with tax_mix_*
carve-outs -- a 401(k) whose single reported balance lumps pre-tax and
Roth money together -- is apportioned across types by weight rather
than landing wholly on its tax_type.