32 lines
1.3 KiB
Text
32 lines
1.3 KiB
Text
#!srfv1
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# Post-retirement projection configuration.
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#
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# Robin (born 1958) and Jamie (born 1961) are already retired. They
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# draw down ~$120k/yr in spending, supplemented by Social Security
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# already in pay status.
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#
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# This file demonstrates the distribution-only mode — no accumulation
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# fields are set, no target_spending is set. The "Years until possible
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# retirement: none" line will appear in the accumulation block to
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# confirm the model isn't projecting any pre-retirement growth.
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# Allocation target shifts more conservative in retirement
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type::config,target_stock_pct:num:60
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# Distribution horizons — through age 90 (older partner first)
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type::config,horizon:num:20
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type::config,horizon:num:30
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type::config,horizon_age:num:95
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# Birthdates
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type::birthdate,date::1958-02-19
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type::birthdate,date::1961-07-04,person:num:2
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# Social Security — both already collecting
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type::event,name::Social Security (Robin),start_age:num:67,person:num:1,amount:num:34800
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type::event,name::Social Security (Jamie),start_age:num:65,person:num:2,amount:num:28200
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# Late-life healthcare bump — modeled as a recurring expense starting
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# at age 80 for the older partner. Real-world planning would also
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# include LTC insurance / Medicaid considerations.
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type::event,name::Healthcare (late-life),start_age:num:80,person:num:1,amount:num:-25000
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