#!srfv1
# Pre-retirement projection: target spending with explicit
# retirement_target override anchored on an INFEASIBLE cell.
#
# Same household and balance sheet as `pre-retirement-spending/`, but
# with a much higher `target_spending` ($2.4M/yr) AND a horizon
# annotation that pins the headline to a (horizon × confidence) pair
# that turns out to be infeasible within the 50-year accumulation
# search cap.
#
# This example exists to demonstrate two things:
#
#   1. The explicit `retirement_target` override on a horizon record.
#      Without it, the default rule would walk horizons longest →
#      shortest at 99% confidence; with it, the user picks exactly
#      which (horizon × confidence) cell drives the Accumulation
#      phase block headline.
#
#   2. The "not feasible" rendering path. When the annotated cell
#      returns no value of `accumulation_years` ≤ 50 that sustains
#      the target spending, the headline retirement line renders
#      "Years until possible retirement: not feasible" instead of a
#      date. The full Earliest retirement grid still renders below
#      so the user can see which cells DO work and pick a different
#      anchor if they want.
#
# Validation rules (enforced at parse time):
#   - At most ONE horizon may carry a `retirement_target` annotation.
#     Two or more drops them all (warning logged) and the default
#     rule applies.
#   - Allowed `retirement_target` values: 90, 95, 99. Anything else
#     drops the annotation on that record (warning logged).
#   - The annotation rides on `horizon:num:N` or `horizon_age:num:N`
#     records identically. When on a `horizon_age` record, the
#     annotation survives age-resolution into the resolved horizon.

# Asset allocation target (80% stocks / 20% bonds — typical pre-retirement)
type::config,target_stock_pct:num:80

# Distribution-phase horizons. The 50-year horizon (resolved from
# `horizon_age:num:95`) is the user's preferred planning anchor —
# they want to see whether retirement is achievable at maximum
# conservatism (99% confidence) over the longest distribution
# phase. With the high target_spending below, this cell turns out
# to be INFEASIBLE within the 50-year search cap. The headline
# retirement line reflects that honestly: "not feasible". The
# Earliest grid below still renders the full matrix so the user can
# see which horizon × confidence pairs DO work.
type::config,horizon:num:25
type::config,horizon:num:35
type::config,horizon_age:num:95,retirement_target:num:99

# Annual household contribution to retirement accounts
type::config,annual_contribution:num:80000
type::config,contribution_inflation_adjusted:bool:true

# Target retirement spending — set deliberately high so the
# longest-horizon × highest-confidence cell falls outside the 50-year
# search cap. This is what produces the "not feasible" headline AND
# the mixed feasible/infeasible cells visible in the grid.
type::config,target_spending:num:2400000
type::config,target_spending_inflation_adjusted:bool:true

# Birthdates (drives life-event ages even without retirement_age)
type::birthdate,date::1981-04-12
type::birthdate,date::1983-09-08,person:num:2

# Social Security at age 70 (more conservative claim age)
type::event,name::Social Security (Pat),start_age:num:70,person:num:1,amount:num:38400
type::event,name::Social Security (Sam),start_age:num:70,person:num:2,amount:num:36000

# College tuition for the kids — 4-year overlap when Pat is age 50-53
type::event,name::College Tuition,start_age:num:50,person:num:1,duration:num:4,amount:num:-55000