diff --git a/src/views/projections.zig b/src/views/projections.zig
index ddeb95e..ca4b506 100644
--- a/src/views/projections.zig
+++ b/src/views/projections.zig
@@ -111,15 +111,15 @@ pub const AllocationNote = struct {
 /// Returns null if no target is configured.
 ///
 /// Drift thresholds:
-///   - Within 2%: "on target" (muted)
-///   - 2–5% off: warning
-///   - Over 5% off: negative
+///   - Within 5%: "on target" (muted)
+///   - 5–10% off: warning
+///   - Over 10% off: negative
 pub fn fmtAllocationNote(buf: []u8, target_stock_pct: ?f64, current_stock_pct: f64) ?AllocationNote {
     const target = target_stock_pct orelse return null;
     const current = current_stock_pct * 100;
     const drift = @abs(current - target);
-    const style: StyleIntent = if (drift < 2.0) .muted else if (drift < 5.0) .warning else .negative;
-    const text = if (drift < 2.0)
+    const style: StyleIntent = if (drift < 5.0) .muted else if (drift < 10.0) .warning else .negative;
+    const text = if (drift < 5.0)
         std.fmt.bufPrint(buf, "Target allocation: {d:.0}% stocks / {d:.0}% bonds  (current: {d:.1}% \u{2014} on target)", .{
             target, 100.0 - target, current,
         }) catch return null
@@ -435,17 +435,17 @@ test "fmtAllocationNote on target" {
 
 test "fmtAllocationNote off target" {
     var buf: [128]u8 = undefined;
-    const note = fmtAllocationNote(&buf, 77, 0.85);
+    const note = fmtAllocationNote(&buf, 77, 0.90);
     try std.testing.expect(note != null);
-    try std.testing.expect(note.?.style == .negative); // >5% drift
+    try std.testing.expect(note.?.style == .negative); // 13% drift, >10%
     try std.testing.expect(std.mem.indexOf(u8, note.?.text, "on target") == null);
 }
 
 test "fmtAllocationNote warning range" {
     var buf: [128]u8 = undefined;
-    const note = fmtAllocationNote(&buf, 77, 0.80);
+    const note = fmtAllocationNote(&buf, 77, 0.84);
     try std.testing.expect(note != null);
-    try std.testing.expect(note.?.style == .warning); // 3% drift, in 2-5% range
+    try std.testing.expect(note.?.style == .warning); // 7% drift, in 5-10% range
 }
 
 test "fmtAllocationNote no target" {