diff --git a/.gitignore b/.gitignore
index 3843eac..9affdae 100644
--- a/.gitignore
+++ b/.gitignore
@@ -2,3 +2,4 @@
 zig-out/
 .env
 *.srf
+!metadata.srf
diff --git a/metadata.srf b/metadata.srf
new file mode 100644
index 0000000..28462ba
--- /dev/null
+++ b/metadata.srf
@@ -0,0 +1,86 @@
+#!srfv1
+# Portfolio classification metadata
+# Each line: symbol::<SYM>,sector::<S>,geo::<G>,asset_class::<A>,pct:num:<P>
+# pct defaults to 100 if omitted
+
+# ── Individual Stocks ─────────────────────────────────────────
+# Amazon.com Inc
+symbol::AMZN,sector::Technology,geo::US,asset_class::US Large Cap
+
+# NVIDIA Corporation
+symbol::NVDA,sector::Technology,geo::US,asset_class::US Large Cap
+
+# Nike Inc
+symbol::NKE,sector::Consumer Cyclical,geo::US,asset_class::US Large Cap
+
+# Ares Capital (BDC)
+symbol::ARCC,sector::Financials,geo::US,asset_class::US Mid Cap
+
+# PIMCO Corporate & Income (CEF)
+symbol::PTY,sector::Bonds,geo::US,asset_class::Bonds
+
+# ── US Equity ETFs ────────────────────────────────────────────
+# SPDR S&P 500 ETF / S&P 500 proxy
+symbol::SPY,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# SPDR Portfolio S&P 500 ETF (buffer)
+symbol::SPYM,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# Invesco S&P 500 Equal Weight
+symbol::RSP,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# Invesco QQQ Trust (NASDAQ-100)
+symbol::QQQ,sector::Technology,geo::US,asset_class::US Large Cap
+
+# Defiance Quantum ETF
+symbol::QTUM,sector::Technology,geo::US,asset_class::US Large Cap
+
+# iShares Semiconductor ETF
+symbol::SOXX,sector::Technology,geo::US,asset_class::US Large Cap
+
+# Schwab US Dividend Equity ETF
+symbol::SCHD,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# Health Care Select SPDR
+symbol::XLV,sector::Healthcare,geo::US,asset_class::US Large Cap
+
+# Fidelity Dividend ETF for Rising Rates
+symbol::FDVV,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# Invesco S&P MidCap Momentum ETF
+symbol::XMMO,sector::Diversified,geo::US,asset_class::US Mid Cap
+
+# ── Mutual Funds ──────────────────────────────────────────────
+# Fidelity Small Cap Discovery
+symbol::FDSCX,sector::Diversified,geo::US,asset_class::US Small Cap
+
+# Fidelity 500 Index (S&P 500)
+symbol::FXAIX,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# Vanguard Total Bond Market Admiral
+symbol::VBTLX,sector::Bonds,geo::US,asset_class::Bonds
+
+# Vanguard PRIMECAP Admiral
+symbol::VPMAX,sector::Diversified,geo::US,asset_class::US Large Cap
+
+# Vanguard Short-Term Corp Bond (proxy)
+symbol::VSTCX,sector::Bonds,geo::US,asset_class::Bonds
+
+# Fidelity Capital & Income
+symbol::FAGIX,sector::Bonds,geo::US,asset_class::Bonds
+
+# ── 401(k) Target Date Funds (blended) ───────────────────────
+# Vanguard Target Retirement 2035 Trust Plus
+symbol::02315N600,asset_class::US Large Cap,geo::US,pct:num:40
+symbol::02315N600,asset_class::International Developed,geo::International Developed,pct:num:25
+symbol::02315N600,asset_class::Bonds,geo::US,pct:num:30
+symbol::02315N600,asset_class::US Small Cap,geo::US,pct:num:5
+
+# Vanguard Target Retirement 2040 Trust Plus
+symbol::02315N709,asset_class::US Large Cap,geo::US,pct:num:45
+symbol::02315N709,asset_class::International Developed,geo::International Developed,pct:num:28
+symbol::02315N709,asset_class::Bonds,geo::US,pct:num:22
+symbol::02315N709,asset_class::US Small Cap,geo::US,pct:num:5
+
+# Fidelity Kelly 401(k) mapped ticker
+symbol::NON40OR52,sector::Diversified,geo::US,asset_class::US Large Cap